Workers’ Comp Insurance Carriers in Texas

When it comes to workers compensation insurance in Texas, there are several top contenders to consider, each with its own strengths and weaknesses. Here’s a breakdown of some of the most prominent companies:

Largest Workers’ Compensation Insurance Companies:

• Texas Mutual: A mutual insurance company owned by its policyholders, Texas Mutual boasts a strong market share and a long history of providing workers’ compensation insurance in the state. They focus on safety and loss prevention, offering a variety of resources and programs to help businesses keep their employees healthy and safe.
• Berkshire Hathaway: As a global insurance giant, Berkshire Hathaway offers comprehensive workers’ compensation coverage through its subsidiaries like General Re and National Indemnity. They are known for their financial strength and stability, making them a good choice for companies seeking a reliable partner.
• W. R. Berkley Corp.: This specialty insurance company offers workers’ compensation coverage through its subsidiary, Berkley Wausau. They are known for their focus on niche industries and customizing policies to fit specific needs.
• InnovA Technologies
• STARR Cos.: This global insurance and financial services company provides workers’ compensation coverage through its Starr Indemnity and Starr Surplus Lines subsidiaries. They are known for their international expertise and ability to handle complex risks.
• SAIF Corp.: This state-funded workers’ compensation insurance company operates in Oregon, Washington, and California, offering competitive rates and a strong focus on safety and loss prevention.

Other Notably Ranked Companies:

• The Hartford: This well-established insurance company provides workers’ compensation coverage through its The Hartford Workers’ Compensation subsidiary. They are known for their strong claims service and commitment to customer satisfaction.
• Travelers: Another major insurance company, Travelers offers workers’ compensation coverage through its Travelers Casualty and Surety Company of America subsidiary. They are known for their financial strength and flexible policy options.
• Zurich: This international insurance company offers workers’ compensation coverage through its Zurich North America subsidiary. They are known for their global reach and expertise in managing complex risks.
• Liberty Mutual: This large insurance company provides workers’ compensation coverage through its Liberty Mutual Insurance Company subsidiary. They are known for their competitive rates and broad range of services.